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Who We Are
At It's Not Just Insurance™, we specialize in providing insurance solutions that go beyond traditional coverage. We offer a range of products and services tailored to different stages of life, including annuities, term, whole life, and universal life policies. Our expertise extends to using insurance as an alternative to investing, as a savings vehicle, and to create or supplement retirement income.
Specialized Expertise
Client Stories
Aside from being very personable, I found Adrienne to be extremely informative, patient, and knowledgeable about solutions that are helping me to rebound after the COVID pandemic.
Sherhonda A
Entrepreneur
“I worked with Adrienne. She's a great broker, so patient and thorough, and answered all of my questions throughout the entire process. I highly recommend her.”
Kamilah M
Attorney
Adrienne is an excellent life insurance specialist. With a in-depth knowledge of cash accumulating life insurance, she focuses on educating her clients. She is simply a pleasure to work with.
Kamal H
Insurance Broker
Personalized Strategies
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FAQ
FAQs
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Why Buy Life Insurance?Life insurance not only provides essential financial protection for your loved ones in the event of your death by covering expenses such as income replacement, debt repayment, and funeral costs, but it also offers valuable living benefits. These living benefits can include cash value accumulation in permanent policies, which you can borrow against or use for major expenses like education or retirement. Additionally, some policies offer critical illness or disability riders that provide financial support if you face serious health issues, ensuring comprehensive financial security for both you and your family.
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How Much Life Insurance Coverage Do I Need?The LIFE acronym is a helpful tool for determining how much life insurance you need, encompassing four key areas: Liabilities, Income, Final expenses, and Education. Liabilities include debts like mortgages and loans that you wouldn't want to burden your loved ones with. Income replacement ensures your family can maintain their standard of living by covering future earnings. Final expenses account for funeral and medical costs. Education funds future educational needs for your children. By considering these factors, you can estimate the appropriate amount of coverage to provide comprehensive financial protection for your family.
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